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<channel>
	<title>Ask The Experts: Retirement</title>
	<atom:link href="http://blogs.federaltimes.com/federal-retirement/feed/" rel="self" type="application/rss+xml" />
	<link>http://blogs.federaltimes.com/federal-retirement</link>
	<description>By Reg Jones</description>
	<lastBuildDate>Tue, 21 May 2013 13:41:45 +0000</lastBuildDate>
	<language>en</language>
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		<item>
		<title>Minimum service time to carry insurance into retirement</title>
		<link>http://blogs.federaltimes.com/federal-retirement/2013/05/21/minimum-service-time-to-carry-insurance-into-retirement/</link>
		<comments>http://blogs.federaltimes.com/federal-retirement/2013/05/21/minimum-service-time-to-carry-insurance-into-retirement/#comments</comments>
		<pubDate>Tue, 21 May 2013 13:41:45 +0000</pubDate>
		<dc:creator>Reg Jones</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[FEHB]]></category>
		<category><![CDATA[Medicare Part A]]></category>
		<category><![CDATA[time in service]]></category>

		<guid isPermaLink="false">http://blogs.federaltimes.com/federal-retirement/?p=18052</guid>
		<description><![CDATA[Q. I now have 2½ years of government service and am 66. When I retire in 2½ years, I’ll have five years with the government. Will I get the option to retain my Federal Blue Cross/Blue Shield of Alabama health insurance? If I would rather quit working for the government in one year, do I [...]]]></description>
		<wfw:commentRss>http://blogs.federaltimes.com/federal-retirement/2013/05/21/minimum-service-time-to-carry-insurance-into-retirement/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Options after losing job-required license</title>
		<link>http://blogs.federaltimes.com/federal-retirement/2013/05/21/options-after-losing-job-required-license/</link>
		<comments>http://blogs.federaltimes.com/federal-retirement/2013/05/21/options-after-losing-job-required-license/#comments</comments>
		<pubDate>Tue, 21 May 2013 13:37:44 +0000</pubDate>
		<dc:creator>Reg Jones</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Deferred annuity]]></category>
		<category><![CDATA[discontinue service retirement]]></category>
		<category><![CDATA[FEHB]]></category>
		<category><![CDATA[FERS]]></category>
		<category><![CDATA[OPM]]></category>

		<guid isPermaLink="false">http://blogs.federaltimes.com/federal-retirement/?p=18050</guid>
		<description><![CDATA[Q. I am a FERS employee, 54 years old with almost 30 years of service. My performance has been above average, and I am a good employee. I am a licensed (medical field) therapist, and unfortunately, I just got a third DUI, which calls for mandatory jail time and is a class 6 felony. With [...]]]></description>
		<wfw:commentRss>http://blogs.federaltimes.com/federal-retirement/2013/05/21/options-after-losing-job-required-license/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Law enforcement retirement</title>
		<link>http://blogs.federaltimes.com/federal-retirement/2013/05/21/law-enforcement-retirement-12/</link>
		<comments>http://blogs.federaltimes.com/federal-retirement/2013/05/21/law-enforcement-retirement-12/#comments</comments>
		<pubDate>Tue, 21 May 2013 13:32:41 +0000</pubDate>
		<dc:creator>Reg Jones</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[annuity]]></category>
		<category><![CDATA[law enforcement retirement]]></category>

		<guid isPermaLink="false">http://blogs.federaltimes.com/federal-retirement/?p=18048</guid>
		<description><![CDATA[Q. I would like to complete the fewest law enforcement years possible to retain my law enforcement retirement. I have 13 years in. I know I have to do 25 full years in law enforcement to get out completely at any age. If I completed 20 years of law enforcement and completed the remaining time [...]]]></description>
		<wfw:commentRss>http://blogs.federaltimes.com/federal-retirement/2013/05/21/law-enforcement-retirement-12/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>SRS and reductions, COLA</title>
		<link>http://blogs.federaltimes.com/federal-retirement/2013/05/21/srs-and-reductions-cola/</link>
		<comments>http://blogs.federaltimes.com/federal-retirement/2013/05/21/srs-and-reductions-cola/#comments</comments>
		<pubDate>Tue, 21 May 2013 13:29:27 +0000</pubDate>
		<dc:creator>Reg Jones</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[cost-of-living adjustment]]></category>
		<category><![CDATA[disability]]></category>
		<category><![CDATA[FERS]]></category>
		<category><![CDATA[Special category employee]]></category>
		<category><![CDATA[special retirement supplement]]></category>

		<guid isPermaLink="false">http://blogs.federaltimes.com/federal-retirement/?p=18046</guid>
		<description><![CDATA[Q. I am 58 and have 23 years of service with the IRS. Two items I have yet to see specifically addressed on the special retirement supplement are: Will my FERS retirement benefits be reduced or lower in any way if I draw the SRS? Also, the amount of the SRS is fixed on the [...]]]></description>
		<wfw:commentRss>http://blogs.federaltimes.com/federal-retirement/2013/05/21/srs-and-reductions-cola/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>FERS retirement contribution gap</title>
		<link>http://blogs.federaltimes.com/federal-retirement/2013/05/21/fers-retirement-contribution-gap/</link>
		<comments>http://blogs.federaltimes.com/federal-retirement/2013/05/21/fers-retirement-contribution-gap/#comments</comments>
		<pubDate>Tue, 21 May 2013 13:24:40 +0000</pubDate>
		<dc:creator>Reg Jones</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[FERS]]></category>
		<category><![CDATA[OPM]]></category>
		<category><![CDATA[retirement deductions]]></category>

		<guid isPermaLink="false">http://blogs.federaltimes.com/federal-retirement/?p=18044</guid>
		<description><![CDATA[Q. I am under FERS. If the human resources office states that I did not pay into the retirement system from 1985 to 1986 and OPM says deductions were made into the retirement system, when the retirement package is submitted and if OPM was wrong in its initial determination, will I be afforded the opportunity [...]]]></description>
		<wfw:commentRss>http://blogs.federaltimes.com/federal-retirement/2013/05/21/fers-retirement-contribution-gap/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Adding spouse to insurance after retirement</title>
		<link>http://blogs.federaltimes.com/federal-retirement/2013/05/21/adding-spouse-to-insurance-after-retirement/</link>
		<comments>http://blogs.federaltimes.com/federal-retirement/2013/05/21/adding-spouse-to-insurance-after-retirement/#comments</comments>
		<pubDate>Tue, 21 May 2013 13:22:10 +0000</pubDate>
		<dc:creator>Reg Jones</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[FEHB]]></category>
		<category><![CDATA[life-changing event]]></category>
		<category><![CDATA[open season]]></category>

		<guid isPermaLink="false">http://blogs.federaltimes.com/federal-retirement/?p=18042</guid>
		<description><![CDATA[Q. My husband retired at the end of 2007. He is receiving his pension and is covered by FEHB. When he retired, I was still working and therefore did not need to be covered under his insurance, as my employer has coverage for me. I plan to retire at the end of this year; can [...]]]></description>
		<wfw:commentRss>http://blogs.federaltimes.com/federal-retirement/2013/05/21/adding-spouse-to-insurance-after-retirement/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Annuity after retiring at MRA+10</title>
		<link>http://blogs.federaltimes.com/federal-retirement/2013/05/21/annuity-after-retiring-at-mra10/</link>
		<comments>http://blogs.federaltimes.com/federal-retirement/2013/05/21/annuity-after-retiring-at-mra10/#comments</comments>
		<pubDate>Tue, 21 May 2013 13:15:37 +0000</pubDate>
		<dc:creator>Reg Jones</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[annuity]]></category>
		<category><![CDATA[high-3]]></category>
		<category><![CDATA[MRA+10]]></category>

		<guid isPermaLink="false">http://blogs.federaltimes.com/federal-retirement/?p=18039</guid>
		<description><![CDATA[Q. I worked for the Department of Defense as a civilian physician for 16 years and then transferred to the Veterans Health Administration. I understand physician comparability allowance is part of basic pay for retirement for VHA. So, if I worked for the VHA for two years and then retired because I am at minimum [...]]]></description>
		<wfw:commentRss>http://blogs.federaltimes.com/federal-retirement/2013/05/21/annuity-after-retiring-at-mra10/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>CSRS, Social Security and annuity</title>
		<link>http://blogs.federaltimes.com/federal-retirement/2013/05/21/csrs-social-security-and-annuity/</link>
		<comments>http://blogs.federaltimes.com/federal-retirement/2013/05/21/csrs-social-security-and-annuity/#comments</comments>
		<pubDate>Tue, 21 May 2013 13:12:03 +0000</pubDate>
		<dc:creator>Reg Jones</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[CSRS]]></category>
		<category><![CDATA[SOCIAL SECURITY]]></category>
		<category><![CDATA[windfall elimination provision]]></category>

		<guid isPermaLink="false">http://blogs.federaltimes.com/federal-retirement/?p=18037</guid>
		<description><![CDATA[Q. I retired in 2001 from the FAA under CSRS. I have 33 quarters of Social Security. If I go back to work and earn an additional seven quarters and apply for Social Security benefits, will that same amount of money be subtracted from my annuity? A. No. What will happen is that your Social [...]]]></description>
		<wfw:commentRss>http://blogs.federaltimes.com/federal-retirement/2013/05/21/csrs-social-security-and-annuity/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Retirement and Medicare Part B</title>
		<link>http://blogs.federaltimes.com/federal-retirement/2013/05/21/retirement-and-medicare-part-b/</link>
		<comments>http://blogs.federaltimes.com/federal-retirement/2013/05/21/retirement-and-medicare-part-b/#comments</comments>
		<pubDate>Tue, 21 May 2013 13:08:36 +0000</pubDate>
		<dc:creator>Reg Jones</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[FEHB]]></category>
		<category><![CDATA[Medicare Part B]]></category>

		<guid isPermaLink="false">http://blogs.federaltimes.com/federal-retirement/?p=18034</guid>
		<description><![CDATA[Q. My wife and I are civil service retirees. We both are employed with health insurance. We still have FEHB. I am planning to retire shortly. I will be able to transfer to my wife’s plan with her employer. After she retires, we will have about three or four years of coverage under that plan. [...]]]></description>
		<wfw:commentRss>http://blogs.federaltimes.com/federal-retirement/2013/05/21/retirement-and-medicare-part-b/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Staying in CSRS versus FERS or CSRS offset</title>
		<link>http://blogs.federaltimes.com/federal-retirement/2013/05/21/staying-in-csrs-versus-fers-or-csrs-offset/</link>
		<comments>http://blogs.federaltimes.com/federal-retirement/2013/05/21/staying-in-csrs-versus-fers-or-csrs-offset/#comments</comments>
		<pubDate>Tue, 21 May 2013 13:06:05 +0000</pubDate>
		<dc:creator>Reg Jones</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[CSRS]]></category>
		<category><![CDATA[CSRS offset]]></category>
		<category><![CDATA[FERS]]></category>
		<category><![CDATA[military service]]></category>

		<guid isPermaLink="false">http://blogs.federaltimes.com/federal-retirement/?p=18031</guid>
		<description><![CDATA[Q. I served in the military from June 1974 to April 1981. I was then hired by civil service in April 1983 as a temporary employee. I was picked up as permanent in July 1984, and my service computation date is June 1976. For whatever reason, when FERS was implemented, I was left in the [...]]]></description>
		<wfw:commentRss>http://blogs.federaltimes.com/federal-retirement/2013/05/21/staying-in-csrs-versus-fers-or-csrs-offset/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Resign now, risk suspension, or retire in September?</title>
		<link>http://blogs.federaltimes.com/federal-retirement/2013/05/20/resign-now-risk-suspension-or-retire-in-september/</link>
		<comments>http://blogs.federaltimes.com/federal-retirement/2013/05/20/resign-now-risk-suspension-or-retire-in-september/#comments</comments>
		<pubDate>Mon, 20 May 2013 13:27:18 +0000</pubDate>
		<dc:creator>Reg Jones</dc:creator>
				<category><![CDATA[Deferred retirement]]></category>
		<category><![CDATA[DOWNSIZING]]></category>
		<category><![CDATA[FEHBP]]></category>
		<category><![CDATA[HEALTH INSURANCE]]></category>
		<category><![CDATA[LEAVE]]></category>
		<category><![CDATA[Re-enrollment]]></category>
		<category><![CDATA[Resignation]]></category>
		<category><![CDATA[RETIREMENT]]></category>
		<category><![CDATA[Sick leave]]></category>

		<guid isPermaLink="false">http://blogs.federaltimes.com/federal-retirement/?p=18003</guid>
		<description><![CDATA[Q. I am 61 and will be 62 in September. I would like to retire at age 62. I have eight years of federal civilian service and bought back three years and eight months of military service. I know I cannot retire until I am 62. Due to a current civil legal action that I have, I [...]]]></description>
		<wfw:commentRss>http://blogs.federaltimes.com/federal-retirement/2013/05/20/resign-now-risk-suspension-or-retire-in-september/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Medicare Part B, Tricare for Life and FEHB</title>
		<link>http://blogs.federaltimes.com/federal-retirement/2013/05/20/medicare-part-b-tricare-for-life-and-fehb/</link>
		<comments>http://blogs.federaltimes.com/federal-retirement/2013/05/20/medicare-part-b-tricare-for-life-and-fehb/#comments</comments>
		<pubDate>Mon, 20 May 2013 13:06:24 +0000</pubDate>
		<dc:creator>Reg Jones</dc:creator>
				<category><![CDATA[Coverage after retirement]]></category>
		<category><![CDATA[FEHBP]]></category>
		<category><![CDATA[HEALTH INSURANCE]]></category>
		<category><![CDATA[Medicare]]></category>
		<category><![CDATA[Re-enrollment]]></category>
		<category><![CDATA[Tricare]]></category>

		<guid isPermaLink="false">http://blogs.federaltimes.com/federal-retirement/?p=18005</guid>
		<description><![CDATA[Q. I will be turning 65 next month. I have Federal Employees Health Benefits coverage. I just enrolled for Medicare Part B. I am a retired reservist. I intend to enroll in Tricare for Life. DEERS requires that I disenroll from FEHB to enroll in Tricare for Life when I start Part B coverage My [...]]]></description>
		<wfw:commentRss>http://blogs.federaltimes.com/federal-retirement/2013/05/20/medicare-part-b-tricare-for-life-and-fehb/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Annual and sick leave at retirement</title>
		<link>http://blogs.federaltimes.com/federal-retirement/2013/05/20/annual-and-sick-leave-at-retirement/</link>
		<comments>http://blogs.federaltimes.com/federal-retirement/2013/05/20/annual-and-sick-leave-at-retirement/#comments</comments>
		<pubDate>Mon, 20 May 2013 13:03:48 +0000</pubDate>
		<dc:creator>Reg Jones</dc:creator>
				<category><![CDATA[Annual leave]]></category>
		<category><![CDATA[CSRS annuity computation]]></category>
		<category><![CDATA[LEAVE]]></category>
		<category><![CDATA[RETIREMENT]]></category>
		<category><![CDATA[Sick leave]]></category>

		<guid isPermaLink="false">http://blogs.federaltimes.com/federal-retirement/?p=18007</guid>
		<description><![CDATA[Q. I turned 55 in April and have more than 33 years in CSRS. I have 3,069 hours of accumulated sick leave, and 304 hours of annual leave in my current year balance, 164 restored annual leave with a term date of January 2014, and 444 hours of restored annual leave with a term date [...]]]></description>
		<wfw:commentRss>http://blogs.federaltimes.com/federal-retirement/2013/05/20/annual-and-sick-leave-at-retirement/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>RIF and special retirement supplement</title>
		<link>http://blogs.federaltimes.com/federal-retirement/2013/05/20/rif-and-special-retirement-supplement-3/</link>
		<comments>http://blogs.federaltimes.com/federal-retirement/2013/05/20/rif-and-special-retirement-supplement-3/#comments</comments>
		<pubDate>Mon, 20 May 2013 13:00:18 +0000</pubDate>
		<dc:creator>Reg Jones</dc:creator>
				<category><![CDATA[DOWNSIZING]]></category>
		<category><![CDATA[Minimum retirement age]]></category>
		<category><![CDATA[part-time]]></category>
		<category><![CDATA[Postal Service]]></category>
		<category><![CDATA[Reductions in force]]></category>
		<category><![CDATA[Special retirement supplement]]></category>

		<guid isPermaLink="false">http://blogs.federaltimes.com/federal-retirement/?p=18000</guid>
		<description><![CDATA[Q. I am 57, have worked for the Postal Service for 26 years, qualified for minimum retirement age last July. What circumstances for retirement would entitle me to the special retirement supplement to be paid until I am age 62? In September 2014, my office hours will be reduced to six per day and my [...]]]></description>
		<wfw:commentRss>http://blogs.federaltimes.com/federal-retirement/2013/05/20/rif-and-special-retirement-supplement-3/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Incentive offered on retirement date</title>
		<link>http://blogs.federaltimes.com/federal-retirement/2013/05/17/incentive-offered-on-retirement-date/</link>
		<comments>http://blogs.federaltimes.com/federal-retirement/2013/05/17/incentive-offered-on-retirement-date/#comments</comments>
		<pubDate>Fri, 17 May 2013 13:18:45 +0000</pubDate>
		<dc:creator>Reg Jones</dc:creator>
				<category><![CDATA[PAY]]></category>
		<category><![CDATA[RETIREMENT]]></category>

		<guid isPermaLink="false">http://blogs.federaltimes.com/federal-retirement/?p=17997</guid>
		<description><![CDATA[Q. I retired on Oct. 1, 2012; a special incentive was offered the same day. The Office of Personnel Management said I would be eligible to take the incentive. I received a letter from HRSSC in November 2012 saying I was approved for incentive. How do I find out if I get a check this [...]]]></description>
		<wfw:commentRss>http://blogs.federaltimes.com/federal-retirement/2013/05/17/incentive-offered-on-retirement-date/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Restored annual leave</title>
		<link>http://blogs.federaltimes.com/federal-retirement/2013/05/17/restored-annual-leave/</link>
		<comments>http://blogs.federaltimes.com/federal-retirement/2013/05/17/restored-annual-leave/#comments</comments>
		<pubDate>Fri, 17 May 2013 13:15:10 +0000</pubDate>
		<dc:creator>Reg Jones</dc:creator>
				<category><![CDATA[Annual leave]]></category>
		<category><![CDATA[LEAVE]]></category>
		<category><![CDATA[RETIREMENT]]></category>

		<guid isPermaLink="false">http://blogs.federaltimes.com/federal-retirement/?p=17994</guid>
		<description><![CDATA[Q. I want to retire in September and have restored annual leave which must be used before January 2014. Will I be paid for restored leave if I have not used it by my retirement date in September? A. Yes.]]></description>
		<wfw:commentRss>http://blogs.federaltimes.com/federal-retirement/2013/05/17/restored-annual-leave/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Military furlough and high-3</title>
		<link>http://blogs.federaltimes.com/federal-retirement/2013/05/17/military-furlough-and-high-3/</link>
		<comments>http://blogs.federaltimes.com/federal-retirement/2013/05/17/military-furlough-and-high-3/#comments</comments>
		<pubDate>Fri, 17 May 2013 13:12:17 +0000</pubDate>
		<dc:creator>Reg Jones</dc:creator>
				<category><![CDATA[High-3]]></category>
		<category><![CDATA[Military service deposits]]></category>
		<category><![CDATA[PAY]]></category>

		<guid isPermaLink="false">http://blogs.federaltimes.com/federal-retirement/?p=17988</guid>
		<description><![CDATA[Q. I am a federal technician in the Air National Guard. I am in my last year of work as a GS-12, step 10. This will be my highest paid full year when it is complete. If I go on three months of orders and take a military furlough, will this still be counted as [...]]]></description>
		<wfw:commentRss>http://blogs.federaltimes.com/federal-retirement/2013/05/17/military-furlough-and-high-3/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Retiring in the middle of the month</title>
		<link>http://blogs.federaltimes.com/federal-retirement/2013/05/17/retiring-in-the-middle-of-the-month/</link>
		<comments>http://blogs.federaltimes.com/federal-retirement/2013/05/17/retiring-in-the-middle-of-the-month/#comments</comments>
		<pubDate>Fri, 17 May 2013 13:09:05 +0000</pubDate>
		<dc:creator>Reg Jones</dc:creator>
				<category><![CDATA[Annual leave]]></category>
		<category><![CDATA[Creditable service: CSRS]]></category>
		<category><![CDATA[CSRS annuity computation]]></category>
		<category><![CDATA[FEHBP]]></category>
		<category><![CDATA[HEALTH INSURANCE]]></category>
		<category><![CDATA[RETIREMENT]]></category>

		<guid isPermaLink="false">http://blogs.federaltimes.com/federal-retirement/?p=17980</guid>
		<description><![CDATA[Q. I am in CSRS. I want to retire Jan. 11, 2014, as I will be on a mission trip out of the country from Christmas until Jan. 9, 2014, and I would like to get paid for my unused annual leave for 2012. I understand that I will not receive a retirement check for [...]]]></description>
		<wfw:commentRss>http://blogs.federaltimes.com/federal-retirement/2013/05/17/retiring-in-the-middle-of-the-month/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Applying for Medicare Part B at a later date with no penalty?</title>
		<link>http://blogs.federaltimes.com/federal-retirement/2013/05/17/applying-for-medicare-part-b-at-a-later-date-with-no-penalty/</link>
		<comments>http://blogs.federaltimes.com/federal-retirement/2013/05/17/applying-for-medicare-part-b-at-a-later-date-with-no-penalty/#comments</comments>
		<pubDate>Fri, 17 May 2013 13:06:04 +0000</pubDate>
		<dc:creator>Reg Jones</dc:creator>
				<category><![CDATA[FEHBP]]></category>
		<category><![CDATA[HEALTH INSURANCE]]></category>
		<category><![CDATA[Medicare]]></category>
		<category><![CDATA[RETIREMENT]]></category>

		<guid isPermaLink="false">http://blogs.federaltimes.com/federal-retirement/?p=17895</guid>
		<description><![CDATA[Q. I’ve been retired from for a year and soon will be 65. I have to keep medical for my wife, so if I keep a family plan under Federal Employees Health Benefits, do I need to pay for Medicare Part B? If not, can I apply for it in the future without a penalty after my [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Substantial earnings</title>
		<link>http://blogs.federaltimes.com/federal-retirement/2013/05/17/substantial-earnings-8/</link>
		<comments>http://blogs.federaltimes.com/federal-retirement/2013/05/17/substantial-earnings-8/#comments</comments>
		<pubDate>Fri, 17 May 2013 13:03:34 +0000</pubDate>
		<dc:creator>Reg Jones</dc:creator>
				<category><![CDATA[SOCIAL SECURITY]]></category>
		<category><![CDATA[Windfall elimination provision]]></category>

		<guid isPermaLink="false">http://blogs.federaltimes.com/federal-retirement/?p=17906</guid>
		<description><![CDATA[Q. What is the definition of substantial earnings for purposes of the 30-year contribution requirement to eliminate any windfall elimination provision setoff? A. You’ll find the amount of earnings that constitute substantial earnings for every year from 1937 to the present at http://ssa.gov/pubs/media/pdf/EN-05-10045.pdf.]]></description>
		<wfw:commentRss>http://blogs.federaltimes.com/federal-retirement/2013/05/17/substantial-earnings-8/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
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