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	<title>Ask The Experts: Retirement</title>
	<atom:link href="http://blogs.federaltimes.com/federal-retirement/feed/" rel="self" type="application/rss+xml" />
	<link>http://blogs.federaltimes.com/federal-retirement</link>
	<description>By Reg Jones</description>
	<lastBuildDate>Wed, 16 May 2012 18:52:40 +0000</lastBuildDate>
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		<item>
		<title>Early retirement</title>
		<link>http://blogs.federaltimes.com/federal-retirement/2012/05/16/early-retirement-31/</link>
		<comments>http://blogs.federaltimes.com/federal-retirement/2012/05/16/early-retirement-31/#comments</comments>
		<pubDate>Wed, 16 May 2012 18:52:40 +0000</pubDate>
		<dc:creator>Reg Jones</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Early retirement]]></category>

		<guid isPermaLink="false">http://blogs.federaltimes.com/federal-retirement/?p=10656</guid>
		<description><![CDATA[Q. I am being offered early retirement and must be separated from the service no later than July 31.  What is the earliest date I could leave? A. If you meet the age and service requirements, you can retire at any time between the date on which the offer is made and the date on [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Rules on remarriage</title>
		<link>http://blogs.federaltimes.com/federal-retirement/2012/05/16/rules-on-remarriage/</link>
		<comments>http://blogs.federaltimes.com/federal-retirement/2012/05/16/rules-on-remarriage/#comments</comments>
		<pubDate>Wed, 16 May 2012 18:51:56 +0000</pubDate>
		<dc:creator>Reg Jones</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[CSRS]]></category>
		<category><![CDATA[remarriage]]></category>
		<category><![CDATA[RETIREMENT]]></category>
		<category><![CDATA[Survivor benefits]]></category>

		<guid isPermaLink="false">http://blogs.federaltimes.com/federal-retirement/?p=10654</guid>
		<description><![CDATA[Q. I am a single CSRS annuitant, age 69. My wife passed away before I retired. I may remarry. According to my research, I have two years after marriage to request a survivor benefit for my new wife. Also, I must be married nine months before my new wife can receive a survivor benefit. What [...]]]></description>
		<wfw:commentRss>http://blogs.federaltimes.com/federal-retirement/2012/05/16/rules-on-remarriage/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Retire and rehire</title>
		<link>http://blogs.federaltimes.com/federal-retirement/2012/05/16/retire-and-rehire-2/</link>
		<comments>http://blogs.federaltimes.com/federal-retirement/2012/05/16/retire-and-rehire-2/#comments</comments>
		<pubDate>Wed, 16 May 2012 18:49:45 +0000</pubDate>
		<dc:creator>Reg Jones</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[annuity]]></category>
		<category><![CDATA[Offset]]></category>
		<category><![CDATA[rehire]]></category>
		<category><![CDATA[RETIREMENT]]></category>
		<category><![CDATA[salary]]></category>

		<guid isPermaLink="false">http://blogs.federaltimes.com/federal-retirement/?p=10652</guid>
		<description><![CDATA[Q. I am biological research technician retiring from the Veterans Affairs Department on May 31. My boss wants to stay involved with the laboratory training new students in molecular biology. He wants to rehire me two days per week after I retire. Is this possible without affecting my annuity? A. Unless you can be appointed [...]]]></description>
		<wfw:commentRss>http://blogs.federaltimes.com/federal-retirement/2012/05/16/retire-and-rehire-2/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Social Security reduction</title>
		<link>http://blogs.federaltimes.com/federal-retirement/2012/05/16/social-security-reduction-4/</link>
		<comments>http://blogs.federaltimes.com/federal-retirement/2012/05/16/social-security-reduction-4/#comments</comments>
		<pubDate>Wed, 16 May 2012 18:48:15 +0000</pubDate>
		<dc:creator>Reg Jones</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[annuity reduction]]></category>
		<category><![CDATA[creditable service]]></category>
		<category><![CDATA[CSRS]]></category>
		<category><![CDATA[military buyback]]></category>
		<category><![CDATA[RETIREMENT]]></category>
		<category><![CDATA[SOCIAL SECURITY]]></category>
		<category><![CDATA[taxes]]></category>
		<category><![CDATA[windfall elimination provision]]></category>

		<guid isPermaLink="false">http://blogs.federaltimes.com/federal-retirement/?p=10650</guid>
		<description><![CDATA[Q. I retired (CSRS) on April 30. I have 31 years creditable service. I am 65. I did not buy back my four years of military service. I know there is a 2 percent per-year reduction in annuity. I will receive 58 percent instead of 66 percent. I will be eligible for Social Security benefits [...]]]></description>
		<wfw:commentRss>http://blogs.federaltimes.com/federal-retirement/2012/05/16/social-security-reduction-4/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Medicare</title>
		<link>http://blogs.federaltimes.com/federal-retirement/2012/05/16/medicare-9/</link>
		<comments>http://blogs.federaltimes.com/federal-retirement/2012/05/16/medicare-9/#comments</comments>
		<pubDate>Wed, 16 May 2012 18:15:20 +0000</pubDate>
		<dc:creator>Reg Jones</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[enrollment]]></category>
		<category><![CDATA[FEHB]]></category>
		<category><![CDATA[Medicare]]></category>
		<category><![CDATA[RETIREMENT]]></category>

		<guid isPermaLink="false">http://blogs.federaltimes.com/federal-retirement/?p=10648</guid>
		<description><![CDATA[Q. I am a federal government retiree who turned 65 in March. I have Kaiser of Southern Cal health benefits. Do I have to enroll in Medicare? Should I enroll in Medicare? If I enroll in Medicare, will it change coverage for my wife? How would I enroll? A. Medicare is a benefit that is [...]]]></description>
		<wfw:commentRss>http://blogs.federaltimes.com/federal-retirement/2012/05/16/medicare-9/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Annual leave</title>
		<link>http://blogs.federaltimes.com/federal-retirement/2012/05/16/annual-leave-10/</link>
		<comments>http://blogs.federaltimes.com/federal-retirement/2012/05/16/annual-leave-10/#comments</comments>
		<pubDate>Wed, 16 May 2012 18:12:57 +0000</pubDate>
		<dc:creator>Reg Jones</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[annual leave]]></category>
		<category><![CDATA[RETIREMENT]]></category>

		<guid isPermaLink="false">http://blogs.federaltimes.com/federal-retirement/?p=10646</guid>
		<description><![CDATA[Q. I am planning to retire Jan. 12, 2013. I will have 340 hours. I heard this year’s leave period ends Jan. 12, 2013. Will I receive cash for all of my 340 hours if I retire effective Jan. 12, 2013? A. Yes.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Medically retired military buyback</title>
		<link>http://blogs.federaltimes.com/federal-retirement/2012/05/16/medically-retired-military-buyback/</link>
		<comments>http://blogs.federaltimes.com/federal-retirement/2012/05/16/medically-retired-military-buyback/#comments</comments>
		<pubDate>Wed, 16 May 2012 18:11:56 +0000</pubDate>
		<dc:creator>Reg Jones</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[disability]]></category>
		<category><![CDATA[medical retirement]]></category>
		<category><![CDATA[military buyback]]></category>
		<category><![CDATA[pension]]></category>

		<guid isPermaLink="false">http://blogs.federaltimes.com/federal-retirement/?p=10643</guid>
		<description><![CDATA[Q. I was medically retired from the military after about 15 years of service. I was receiving a pension from the Army until I was awarded compensation from the Veterans Affairs Department. The VA compensation was more than the Army pension that is taxable; therefore, I receive a VA compensation that is nontaxable (80 percent). [...]]]></description>
		<wfw:commentRss>http://blogs.federaltimes.com/federal-retirement/2012/05/16/medically-retired-military-buyback/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Death of retiree</title>
		<link>http://blogs.federaltimes.com/federal-retirement/2012/05/15/death-of-retiree/</link>
		<comments>http://blogs.federaltimes.com/federal-retirement/2012/05/15/death-of-retiree/#comments</comments>
		<pubDate>Tue, 15 May 2012 20:23:38 +0000</pubDate>
		<dc:creator>Reg Jones</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[LIFE INSURANCE]]></category>
		<category><![CDATA[OPM]]></category>
		<category><![CDATA[retired]]></category>
		<category><![CDATA[SOCIAL SECURITY]]></category>
		<category><![CDATA[Survivor benefits]]></category>

		<guid isPermaLink="false">http://blogs.federaltimes.com/federal-retirement/?p=10639</guid>
		<description><![CDATA[Q. My father was a retired (1979) federal employee receiving monthly retirement payments via direct deposit. He died last week. 1. What do I need to do? 2. Who do I notify to stop his monthly retired pay and to initiate the process for obtaining his government life insurance? A. You need to call the [...]]]></description>
		<wfw:commentRss>http://blogs.federaltimes.com/federal-retirement/2012/05/15/death-of-retiree/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Social Security</title>
		<link>http://blogs.federaltimes.com/federal-retirement/2012/05/15/social-security-9/</link>
		<comments>http://blogs.federaltimes.com/federal-retirement/2012/05/15/social-security-9/#comments</comments>
		<pubDate>Tue, 15 May 2012 20:16:49 +0000</pubDate>
		<dc:creator>Reg Jones</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[RETIREMENT]]></category>
		<category><![CDATA[SOCIAL SECURITY]]></category>

		<guid isPermaLink="false">http://blogs.federaltimes.com/federal-retirement/?p=10637</guid>
		<description><![CDATA[Q. I am 71 years old and collect Social Security. It is only $1,138 per month, and I am having an impossible time living on this. If I go back to work, how much can I earn before my Social Security is affected? A. Because you have already reached your full retirement age, there is [...]]]></description>
		<wfw:commentRss>http://blogs.federaltimes.com/federal-retirement/2012/05/15/social-security-9/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Excess payments</title>
		<link>http://blogs.federaltimes.com/federal-retirement/2012/05/15/excess-payments/</link>
		<comments>http://blogs.federaltimes.com/federal-retirement/2012/05/15/excess-payments/#comments</comments>
		<pubDate>Tue, 15 May 2012 20:15:45 +0000</pubDate>
		<dc:creator>Reg Jones</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[annuity]]></category>
		<category><![CDATA[CSRS]]></category>
		<category><![CDATA[interest]]></category>
		<category><![CDATA[IRA]]></category>
		<category><![CDATA[lump sum]]></category>
		<category><![CDATA[OPM]]></category>
		<category><![CDATA[refund]]></category>
		<category><![CDATA[RETIREMENT]]></category>
		<category><![CDATA[voluntary contributions program]]></category>

		<guid isPermaLink="false">http://blogs.federaltimes.com/federal-retirement/?p=10635</guid>
		<description><![CDATA[Q. I am CSRS and made 41 years, 11 months in August 2011. I continue to have deductions for retirement taken out of my pay. As I understand it, the Office of Personnel Management will send me a lump sum for my excess payment after I retire. My options are to accept the refund or [...]]]></description>
		<wfw:commentRss>http://blogs.federaltimes.com/federal-retirement/2012/05/15/excess-payments/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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