By Reg Jones
Q. I am a discontinued service rehired annuitant. I worked at a U.S. Army post and was phased out during a base closure and realignment in 2011. I received priority placement in 2012 at a nearby Army post and was rehired. I’ve been here almost two years. VERA/VSIP is now being offered with a $25,000 buyout. I have the age and years in. I’m not interested in leaving yet; but as a FERS rehired annuitant, would I be eligible for the VERA/VSIP $25,000 buyout presently being offered? Read the rest of this entry »
Q. I retired from the federal government in 2007, receive an annuity and would like to come back to work for the federal government as a rehire. Federal job applications have a section entitled “Who May Apply.” If the position advertises for “United States Citizens,” am I eligible to apply as an annuitant?
Read the rest of this entry »
Q. I have worked for the postal service since 1982, so I will not get social security because I do not have any credits. I was told though that if my husband passes away, I cannot receive any of his social security benefits because I have a civil service pension. Is this correct? Read the rest of this entry »
Q. I am currently employed with the Bureau of Prisons,and in three years, I will have 20 years law enforcement time. But I will only be 48 years old. Can I just retire from the BOP in three years with total of 20 years law enforcement at age 48? I’d wait until I am 50 years old and start collecting my retirement. From age 48 – 50 I plan just to work at Wal-mart or a grocery store. I also bought back 6 years of my military. Read the rest of this entry »
Q. I am a CSRS-offset employee planning to retire at the end of the year and trying to get all my ducks in a row.
While working for the Postal Service as an Army Reservist, I was on leave without pay for two months and six days in 1984, and four months and 19 days in 1994. I thought I would have to pay this time back in order to receive retirement credit. However, in the 2014 CSRS Retirement Planning Guide published by FEDweek, on page 40, I read, “A total of six months of LWOP (including furlough days) in any calendar year is considered to be creditable service. In other words, for calculating your length of service, it’s treated as if you had never been on leave. Further, you don’t have to make a deposit to get credit for that time.”
Does this mean I will be credited my time on LWOP for service and retirement? Read the rest of this entry »
Q. I started work in an letter of authorization appointment in June 2004. In January 2005, I was hired under a TERM contract not-to-exceed four years. I completed that term and a second one. At the end of that period, my only option to continue was to return to an L/A appointment. Because I was coming from a position with benefits (FEHB and FERS), I was able to keep them in the L/A appointment. The L/A appointment rules are changing (all the time, it seems), and at this point I don’t know if my L/A appointment can be renewed.
Though I’ve never been a permanent federal employee, at the end of this appointment, I will have nine years, and one and a half months of full time FERS, plus 10 months at 3/8 time. I will be 52.
I understand that as a general rule FEHB benefits cannot be picked up in the case of a deferred retirement, but I’m wondering if there is an exception because neither myself nor my employer are wanting me to stop working, there just isn’t a way to keep me working. (Well, there is a possibility I could work under a service contract act but would not have federal benefits.) Read the rest of this entry »
Q. I’ve read where normally one’s salary is cut by the amount of annuity he or she is receiving, but what happens if the new salary is less than the existing annuity? Read the rest of this entry »
Q. How can a nonappropriated fund employee move into a GS position in the same directorate without opening the position to the general population?
Q. Is there an age restriction for potential employees if they are older than 69?
Q. I am eligible for a 30-year retirement in July at age 50. If I do not get another job, I am eligible for a special retirement supplement due to the mandatory early retirement that federal law officers must take.
If I don’t work for, say, six months and then get a job in the private sector and work two years, or if I get a job immediately upon retirement and only work a couple of years, will I still be eligible for the supplement after leaving the private sector?
Q. 1. Does management have a right to use leave without pay as a basis of a “black eye” and keep an employee from being promoted even though the employee has exceptional rating for more than three years?
2. Can management require a probationary period of one year prior to promotion if the employee is qualified and filling a GS-5,6,7 position as a GS-5 where the employee was promised to be promoted once accepting the position in front of witnesses?
The employee needed to be on LWOP due to excessive use of leave taking care of a family member’s medical issues, and the family member eventually died following treatments.
The agency never offered advanced annual leave or advanced sick leave or Family Medical Leave Act to this employee.
February 21st, 2014 | Benefits Creditable service: CSRS Creditable service: FERS CSRS annuity computation EMPLOYMENT FERS annuity computation High-3 Military service deposits PAY Re-employment RETIREMENT SOCIAL SECURITY taxes Windfall elimination provision
Q. 1. How are the days of active-duty service calculated?
2. Is that a one-to-one credit added to years of service?
3. Can you buy it back after you retire and adjust the annuity accordingly?
4. Can you buy back portions of it?
5. Can you pay in installments?
6. What percentage of military pay per year would you get in retirement? For CSRS, it is roughly 2 percent based on high-3; would it be calculated on actual salary back then or adjusted for inflation?
7. Any chance for a retroactive payment once established?
8. Will I lose any benefits if I do this?
9. Can I do this if I was not in the military long enough to earn a pension?
10. How does Social Security fit into this picture?
11. Can I get all three (FERS/CSRS, Social Security, military/Defense Department) separately? What is the penalty for collecting multiple pensions if done separately?
Q. Would I be eligible for a Voluntary Separation Incentive Pay if offered? I am 57 and will have 33 years of service under CSRS in June. I took an NTE position in 2009 that ended in Sept 2011 and was unemployed from Sept. 30, 2011, to June 2012, when I was reinstated. Because I had the break in service — and since that break have been working less than three years continuously, would that make me ineligible for a buyout?
Also, is there a limit on how many times you can be turned down for a VSIP or any recourse after multiple times while others get approved for it?
Q. I left active duty after 14 years and joined the reserves. Due to my specialty in certain investigations (CID agent), I was involuntary mobilized prior to obtaining a civilian (1811) job. I was mobilized for four continuous years, bringing my active-duty time to 18 years. Once off active duty, I was able to report for my first day of work as an 1811 in the GS. Since I was not eligible for active-duty retirement, I was able to use my 18 years for sick/vacation time. My unit is planning to mobilize this year (for a year), and my plan is to mobilize and hope to stay on until reaching 20 active-duty years, thereby clinching an active-duty retirement. If I buy the 18 years back now for the GS civilian job, and then I mobilize for two years, would I be eligible for the active-duty retirement since I will have reached 20 years?
Q. I am going to be a retired CSRS employee. The Postal Service does not take state taxes out of the CSRS retirement check. How do I go about paying my state taxes?
Q. I have 25 years of service with the Postal Service. I am extremely ill and have been told by my doctor that I would need to consider disability retirement. My base pay is $57,000 per year. Could you please tell me what my disability retirement will be?
Q. My husband passed away in 2004. He was retired when we married, and I am wondering if I am able to receive any benefits from his pension. We were married for 25 years. He was a postmaster and worked for the Postal Service for 30 years.
Q. I’m 61 (born in 1952) and am retiring this year at age 62. Beginning in 1970, I served three years of active duty in the Navy, 10 years in the Reserve, 16 years of active-duty reserves. I retired to the fleet reserve in 1999, which delayed my retirement pay to age 60 (2012). I joined the Postal Service in 2001. At that time, I entered FERS and did military buyback. With my Navy and postal time, postal computation shows I have 30 years this year and am eligible to retire from the Postal Service. Will I be able to receive both Naval Reserve retirement and Postal Service retirement, or am I only eligible to collect Postal Service retirement?
Q. I am 61 years old and have been retired from the fire service. I have, according to Social Security, 39 units which were not earned at fire service. If correct, I need one unit to earn Social Security at age 62, and I need this unit also to be eligible for Medicare at age 65? Is there any other way to get this one quarter other than going to get a job for three months?
Q. I worked under CSRS from 1963 to 1984 and withdrew my contributions when I left. I returned to a term position in 2002 and was informed that I couldn’t elect CSRS, so I selected a FERS pension. I am 72 and still employed. When I retire, I will receive an actuarially reduced CSRS pension. Does the reduction computation continue each year into retirement? What is the reason (law or regulation) that this reduction is itself not reduced or eliminated if I retire at a more advanced age (and will receive the pension for fewer years)?