By Reg Jones
Q. I am a federal employee under FERS. In 2011, I retired from federal service from the House of Representatives. I returned to federal service one month later. Because my retirement package was already computed, my income is split equally between my retirement annuity and my pay from the House of Representatives. The deposits are listed as US Treasury Civ Serv for my annuity and US House of R for my regular monthly salary. I turned 66 in November; thus I’m eligible for full Social Security retirement if I choose to draw it. I would like to continue working. Will I be able to receive full Social Security retirement with no offset to my annuity or monthly salary?
Q. If I continue to work at a Social Security-covered job past the age of 62, will the windfall elimination provision deduction be reduced?
I retired from the Postal Service as a CSRS employee in 2004. Prior to my Postal Service time, I had 12 years of substantial earnings in the private sector. Since my retirement in 2004, I have worked for 10 years in a job that pays Social Security deductions. So, as of now, at the age of 62, I have 22 years of substantial earnings.
I have contacted the Social Security Administration and been told to use the WEP detailed calculator to determine what my benefit would be if I made a Social Security claim. However, that did not answer my question. I realize that the longer I work, the greater the Social Security benefit will be. But, as I work longer, will the WEP deduction be reduced, too? Or is it permanently set at age 62?
Q. I started my career with the federal government in December 2010. If I am not mistaken, my retirement contribution is 1.2 percent. I left the federal government in June 2013. I will be reinstated hopefully in about a month. As a reinstated employee whose initial date of entering the federal workforce was in 2010, will I be abided by the new retirement contribution rate of 4.4 percent?
Q. I have worked for the Postal Service since 1985. I did not reach career status until January 1994, when I became postmaster in my Level 11 office, so the 8½ years prior do not count, unfortunately. I have worked here my entire career. In September, it will be reduced to a Level 2 and I will not be allowed to stay. I would like to take the Voluntary Early Retirement Authority being offered. Will I be penalized the customary 5 percent per year under 30 years? I am 55 and, as of Jan. 22, have 20 years of career service (this excludes my work prior to 1994). Also, will I be able to take advantage of the special retirement supplement?
Q. I am collecting my CSRS pension, having retired from the Postal Service in February 2011 after a combined 37+ years of service — nine years and seven months with the Air Force, and 30 years and two months with the Postal Service. I’ve worked for a private corporation for about a year and had no problem with working and collecting a pension.
But now I have an opportunity to get a job with the U.S. Census Bureau. Since it is a government agency, I figured there may be some conflicts regarding collecting a salary and a pension at the same time. But each person I’ve asked regarding a potential conflict, I’ve received a different answer, which is to say, nobody really knows the answer but everyone has an opinion.
Is there clarification that you can give to me regarding the possible conflict I may have? It may not be worth my while to take a position with the Census Bureau if my financial losses outweigh my financial gains.
Q. I retired, I believe, under the MRA + 10 program, at the end of my member’s term. I have a total of 13 + years with the House of Representatives. I get a small annuity. I may have an opportunity to return to full-time service with the Department of Homeland Security. How will that affect my retirement? I assume the annuity would go away but am not sure how the health care would be handled. And I have been retired almost five years now. Will this new position accrue along with my previous 13 (since they were with the House and not GS)?
Q. I am 55 years old and plan on retiring when I turn 56 (minimum retirement age) with 30 years of service. I worked for 4½ years under CSRS and then had a break in service for almost three years. When I went back to work, I was put in the CSRS Offset and worked for another five years. I then had another break in service for two years before going back to work. At this point, I switched to FERS. Am I entitled to the special retirement supplement when I retire?
Q. I am 52 and I want to retire when I reach 57. I started my career with the Postal Service in 1993, which gives me 20 years. I am in the Air Force Reserve with 30 years (four years and six months active) and I also have nine months of deployment on active duty. Will I be able to buy back the full five years and three months so I can meet the 30-year requirement at age 57? How is the special retirement supplement calculated under age 62?
Q. I am receiving disability benefits. I am 49 years old and a former Customs and Border Protection officer. I was basically forced to retire when I became injured, and the agency informed me I was not suitable to be an officer, and they offered me a secretarial job. The agency asserted that I could no longer fulfill my job as a CBP officer notating the job description for 6(c) coverage. I am wondering if I should be entitled to 6(c) retirement under disability or regular retirement?
Before 6(c) was authorized, I was already performing the same duties just without the title. Furthermore, the agency even provided me with a description of a CBP 6(c) officer when they rejected any other law enforcement position for me.
Additionally, if I am found medically recuperated from my injury, does CBP have an obligation to place me back as an officer or supervisor?
Isn’t there a minimum age? I retired at age 44 with 19 years of federal service. I have been on disability for five years. Would they hire me again at age 49 or 50 in a 6(c) law enforcement position? If not, why does the Office of Personnel Management continue to send periodic medical evaluations?
Q. I am a retired FERS annuitant and returned to work on a full-time continuous basis for one year and 25 days. During this time, my salary was offset by the amount of my annuity. I worked for the Veterans Affairs Department, and my human resources submitted the supplemental annuity application to the Office of Personnel Management in December 2012. After waiting for eight months, I finally received a letter from OPM stating, “To be eligible for a supplemental annuity benefit, you needed to be re-employed at least two years.” All the information I have been able to find indicates a one-year eligibility requirement. Do you know if this has changed to two years and, if so, what is the reference and effective date?
Q. I was employed by the Postal Service from 1987 to about 2000, out of 50 Brewery St., New Haven, CT 06511. I was informed that because of the length of time I was employed that I was eligible for a retirement benefit upon reaching the age of 59½. My 59th birthday occurred Aug. 3 (birth year 1954). I don’t remember my employee ID number, so how will I find the information I would need to apply for these benefits?
February 10th, 2014 | annuity reduction Benefits Creditable service: CSRS CSRS annuity computation EMPLOYMENT Military service deposits part-time PAY RETIREMENT SOCIAL SECURITY Windfall elimination provision
Q. I served three years on active duty from 1966 to 1969. I was hired as a federal employee in 1970. I retired in 2009 at age 61 and not eligible at that time for any Social Security benefits. I did not buy back my military service because of the provision under section 22A5.1-3G of the CSRS/FERS Handbook, where it states that “employees who retired prior to age 62; and are not eligible for Social Security at age 62; continue to receive credit for the post-1956 military service even if they become entitled to Social Security at a later date and the military deposit was not made.”
Because of some part-time work I have been doing over the past four years, I am now eligible for Social Security benefits. If I apply for such benefits, will it affect my CSRS annuity? I understand that the windfall elimination provision will apply to me.
Q. I am 55-year-old postal employee with 27 years of postal service. I have read that a Voluntary Early Retirement Authority will be offered to eligible employees. Would I be eligible for the special retirement supplement? I also have an Equal Employment Opportunity case that has not been adjudicated, how would this affect my case? Would it still go forward?
February 10th, 2014 | Creditable service: FERS discontinued service retirement EMPLOYMENT FERS annuity computation Minimum retirement age part-time RETIREMENT SOCIAL SECURITY Special retirement supplement
Q. I am a federal air technician with the Air National Guard. I have 34 years in the Guard and 27 years as a federal full-time technician. I am in FERS and have a minimum retirement age of 56. I will be 53 this year.
It has been communicated to me that I will probably not be retained this year, meaning that Dec. 31, 2014, I will be involuntarily retired, thus losing my full (technician) and part-time (traditional Guard) employment. When can I begin collecting my retirement pay, Social Security, Thrift Savings Plan? Are there any penalties if I was forced to retire?
Q. I left the Postal Service (CSRS) in 2000 with 21 years and seven months of service. I will be 56 years old next month. At what age can I draw supplemental annuity? What are the penalties for withdrawing sooner?
Q. I was hired as a temporary employee with the Defense Department on Oct. 15, 1984, and received a permanent position in June 1985. Am I supposed to be under FERS or CSRS?
Q. I retired from the Postal Service approximately eight years ago after 11 years of service to pursue other aspirations. I am curious about the chance and opportunity to be reinstated. I am nearing age 40 and would like to get back into a solid foundation.
I worked as a distribution clerk and a window clerk, but would really like to move into a position, if allowed, that deals with the mechanics of the machines and computers since I was doing that work there, as well. Who would I be able to contact for information regarding my query?
Is there any other information that you could provide me with? If so, what would it be?
Q. I retired Feb. 28, 2013, at my minimum retirement age with 13 years. Can I be rehired in another position to get my 20 years in? I was a rural mail carrier.
Q. I am 61 years old, a retired postal worker. My husband is turning 65 in July. I carry our medical insurance, Blue Cross/Blue Shield. Should my husband sign up for Medicare Part B, or is he required to do so?
Q. I was a postal worker for 12 years when I was injured on the job in 2001 and am now collecting workers’ compensation. Would I receive any retirement benefits at age 65?