Ask The Experts: Retirement

By Reg Jones

FEHB program coverage

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Q. I was a Miltec for the army and I took a postponed retirement in 2008. Up to that point I had medical coverage under the FEHB program for five years. I have reentered Miltec status and have medical coverage, but will retire before I have five years of medical coverage for this period of service. Will I still have medical coverage after retirement or will I lose it because I didn’t have medical coverage for this period of service for 5 consecutive years?

A. Fortunately for you, the 5 years of enrollment in the FEHB program only have to be consecutive, not continuous. Therefore, if you re-enrolled immediately after you returned to work for the government, you’d meet the 5 year requirement to carry that coverage into retirement.

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