Ask The Experts: Retirement

By Reg Jones

Deferred annuity and SRS

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Q. I left the Postal Service (CSRS) in 2000 with 21 years and seven months of service. I will be 56 years old next month. At what age can I draw supplemental annuity? What are the penalties for withdrawing sooner?

A. Because you left before you were eligible to retire, you’d only be eligible for a deferred annuity when you reach age 60. As a deferred annuitant, you wouldn’t be entitled to the special retirement supplement.

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