Ask The Experts: Retirement

By Reg Jones

Contractor work and annuity

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Q. When I retire, is there a period of time I have to wait if I want to work as a contractor for the government? Is this a standard rule/law or does it vary by agency? Will working as a contractor for the government affect my retirement annuity and/or special retirement supplement?

A. I’m not aware of any governmentwide rule. It varies by agency. As a rule, working as a contractor won’t affect your annuity. However, if you are under full Social Security retirement age, it could reduce your Social Security benefit or, if you are a FERS retiree who is under age 62, your special retirement supplement.


  1. inVA Says:
    February 5th, 2014 at 8:52 am

    Post employment with a Government contractor may be subject to ethics rules and regulations. Consult your agency Ethics counselor for specific circumstances that may apply in your case.