Ask The Experts: Retirement

By Reg Jones

Windfall elimination provision

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Q. I’m retiring this year with 33 years of service under CSRS. I’ve earned enough credits (however do not have 30 continuous years of Social Security) to be eligible for Social Security. Will the WEP affect what I would get from Social Security, and reduce my retirement annuity? Or will I be able to collect my full retirement annuity but just have a reduced Social Security check?

A. You’d receive your full CSRS annuity payment, but your Social Security benefit would reduce your Social Security benefit. To learn how the WEP is applied, go to http://ssa.gov/pubs/EN-05-10045.pdf/

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