Ask The Experts: Retirement

By Reg Jones

Spousal benefits and converting to regular retirement

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Q. In 1994, I received disability retirement from the Postal Service. I was married at that time and elected for no spousal entitlement. My husband signed off on it. I have since divorced and remarried. When they convert me to regular retirement, will my new husband have to sign off on it to not take spousal benefits?

A. No, he won’t. Only the spouses of employees have the right to a full survivor annuity unless they agree to a lesser amount or none at all. Spouses acquired after retirement (disability or regular) aren’t entitled to a survivor annuity. Your husband could only receive one if you elected to give it to him.

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