Ask The Experts: Retirement

By Reg Jones

When to elect vision and dental

Bookmark and Share

Q. I am a federal employee with federal health insurance but no vision or dental insurance. I’m covered under my husband’s nonfederal vision and dental. He plans to retire in 2014. At that time, I plan to add him to my health insurance, which I have had for over five years. Can I wait to elect the federal vision and dental insurance at that time, or must I elect them during the current open season to avoid loss of coverage if my husband retires before the next open season?

A. You’ll have to change to self-and-family coverage during the open season before he retires.

Leave a Reply

PLEASE NOTE! Do not submit ANY questions via the Comments form. Instead, please send your questions directly to fedexperts@federaltimes.com. Questions submitted via the Comments form will NOT be answered!