Ask The Experts: Retirement

By Reg Jones

Adding spouse to FEHB

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Q. I will have been on Federal Employees Health Benefits insurance for more than five years when I retire. However, for now, I am covered by my wife’s plan, which she can’t carry into retirement (she’s a teacher). I’m enrolled as self only in a cheap plan that I don’t intend to carry into retirement. Prior to retirement, will I be able to change to a better plan and add my wife to that plan?

A. Yes. You can do that during any open season.

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