Ask The Experts: Retirement

By Reg Jones

Resource to find best FEHB plan for Medicare?

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Q. I will be eligible for Medicare in 2014. Is there a brochure that suggests the best Federal Employees Health Benefits plan to choose when signing up for Medicare. My husband is receiving the Medicare benefits with my standard Blue Cross/Blue Shield plan. In 2014, I will be paying over $400 per month for our premium with standard BC/BS. I would like to know if it would be beneficial for me to switch to basic BC/BS  vs. standard once I become eligible for Medicare.

A. I’m not aware of any publication that would help you choose a specific FEHB plan when becoming eligible for Medicare. However, you might find the Office of Personnel Management’s Federal Benefits FastFacts helpful in understanding the relationship between the two benefits: www.opm.gov/healthcare-insurance/fastfacts/fehbmedicare.pdf.

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