By Reg Jones
Q. I’m a CSRS employee who planned on retiring either Nov. 30 or Dec. 28. I know we are supposed to get a 1 percent raise Jan. 1. Would it make sense to retire Jan. 3 to get the 1 percent raise?
A. Retiring Jan.3 wouldn’t have any effect on your annuity because the pay increase won’t go into effect until Jan. 12.