By Reg Jones
Q. I am a FERS employee with 14 years at Department of Agriculture, and will turn 60 this month. I plan to retire in January under MRA+10 but want to postpone receiving my annuity until I reach age 62 to minimize the 5 percent-per-year reduction.
My wife (nonfederal) and I have been enrolled in Federal Employees Health Benefits family coverage for the past 14 years. Can I continue my existing FEHB family coverage during a postponed annuity (at my own expense, plus 2 percent, for 18 months from my retirement date) at the conclusion of which I’d begin my annuity, and be eligible to receive full government contribution toward family FEHB coverage?