Ask The Experts: Retirement

By Reg Jones

CSRS Offset and WEP

Bookmark and Share

Q. I am a 33-year Postal Service employee. Thirty-three years ago, union officials told me that the government was working on eliminating CSRS Offset and the windfall elimination provision all civil service employees. As of today, they are both still in place. I feel lied to and cheated by my government. Politicians can collect multiple pensions, yet if I try and collect my Social Security benefits, though I have worked enough quarters, I would be penalized. Then, if my spouse dies, I am not entitled to her Social Security benefits, as I understand it. Is there a chance that these two antiquated laws will be repealed so civil servants like myself can enjoy the benefits that others get?

A. In past years there were efforts to modify or repeal both provisions but they gained no traction in Congress. Since the economy went sour, even those efforts have been abandoned.

Before you conclude that you have been “lied to and cheated,” I suggest you become better acquainted with the reasons they were made law. For the government pension offset, go to http://ssa.gov/pubs/EN-05-10007.pdf. For the windfall elimination provision, go to http://ssa.pubs/EN-05-10045.pdf.

Comments

  1. B Carter Says:
    July 19th, 2013 at 1:01 pm

    Legislation to repeal the Government Pension Offset (GPO) and Windfall Elimination Provision (WEP) has again been introduced in Congress. Please send to anyone you know affected by these to unfair provisions to write their Representative or Senator and ask for support of support of the Social Security Fairness Act of 2013 (H.R. 1795/S.896), as appropriate. See web sites for more info and taking action.
    http://capwiz.com/narfe/issues/alert/?alertid=62655221
    For more info visit this site Social Security Fairness:
    http://capwiz.com/narfe/issues/alert/?alertid=62655221

Leave a Reply

PLEASE NOTE! Do not submit ANY questions via the Comments form. Instead, please send your questions directly to fedexperts@federaltimes.com. Questions submitted via the Comments form will NOT be answered!