Ask The Experts: Retirement

By Reg Jones

Affordable Care Act and FEHB

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Q. I am a widow of a retired federal government employee who was with the General Services Administration. I want to know if my current Federal Employees Health Benefits insurance plan with Blue Cross/Blue Shield will not be an option for me as my primary insurance once Obamacare takes effect?

A. There is nothing in the Affordable Care Act that would alter your entitlement to continue your coverage in the FEHB program. The only thing that would change that coverage from primary to secondary is if you become eligible for Medicare.

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