Ask The Experts: Retirement

By Reg Jones

Annuity reduction

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Q. I am a pure CSRS employee. How do I know how much an offset would affect my annuity? I have five years of military service and no other job except federal service; CSRS retired after 38 years including military. Never paid Social Security after military service.

A. If you retired before age 62 and aren’t eligible for a Social Security benefit at that age, there won’t be any reduction in your CSRS annuity.

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