Ask The Experts: Retirement

By Reg Jones

Disability payments and survivor benefits

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Q. After 25 years of service, I was approved for OWCP disability. Now, 15 years later and at age 68, I am still receiving the annuity. If I die still receiving OWCP benefits, will my wife receive survivor benefits from my CSRS service? Should I leave the money in the CSRS or draw it out?

A. Yes, she will. So don’t ask for a refund of your retirement contributions.

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