Ask The Experts: Retirement

By Reg Jones

Spouse’s death and new survivor benefit request

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Q. Consider a retired federal employee who was married and has chosen a spouse survivor benefit at the time of retirement. If the spouse dies and the annuitant remarries:

1. Are further annuity reductions needed to cover the new spouse?

2. Is the nine-month waiting period still required?

3. If the original survivor benefit was less than full, can the benefit be increased (with increased annuity reduction)?

A. Yes to all three.

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