Ask The Experts: Retirement

By Reg Jones

Deferred annuity

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Q. I am a Postal Service employee under FERS, I am over 55 years old and have about 26½ years of service. If I left USPS to work somewhere else in the private sector, would I be able to collect my annuity payments from USPS every month, or would I have to wait until I retire completely to start collecting?

A. Since you don’t meet the age and service requirements to retire, you would only be eligible for a deferred annuity at age 60.

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