By Reg Jones
Q. I am a recent retiree and have to decide whether to obtain Medicare Part B coverage. I have, and intend to keep, my Blue Cross coverage. I am trying to determine whether I should opt for Medicare Part B for my wife and I, even though I have Blue Cross. The Medicare Part B monthly payments would range about $150 for each of us.
A. Only you can answer that question. To help you arrive at a decision, start by reading OPM’s helpful guide to Federal Employees Health Benefits and Medicare. You’ll find it at www.opm.gov/insure/health/medicare/index.asp.