Ask The Experts: Retirement

By Reg Jones

FEHB enrollment date

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Q. I am 64 years old and have nine years in CSRS. Four years were 1972 to 1976. At that time, I took my retirement out, then another seven months in 1985-86. I was reinstated in the federal government in February 2008, working for the IRS under seasonal but worked full time. I transferred in September with no break in service, accepting a position for the Defense Department. My service computation date gives me Feb. 4, 2004, under FERS. I signed up for Federal Employees Health Benefits at that point. I want to retire, but I need to take my FEHB with me when I do. What date would I be eligible to use as my retirement date and take with me my FEHB?

A. The law requires that you be enrolled in the FEHB program for the five consecutive years before you retire. Breaks in service won’t have a negative impact if you were enrolled when you left and immediately re-enrolled when you returned to government service. You’ll need to check with your personnel office to see if that was the case for you. If it wasn’t, the five-year period will start over from the date that you re-enrolled.

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