Ask The Experts: Retirement

By Reg Jones

FERS FROZEN and MRA+10

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Q. The minimum retirement age under FERS is 56 in my case (date of birth May 15, 1956). My PS Form 50 states my retirement plan as A – FERS FROZEN. Do I still qualify for the MRA+ 10?

A. According to the Office of Personnel Management, “When a CSRS employee elects to become covered by FERS, the SF 2806 must be ‘frozen’ or ‘redesignated.’ Whether the SF 2806 is ‘frozen’ or ‘redesignated’ depends on whether the employee had enough prior service to have a CSRS component in a future annuity.” Thus, the FERS FROZEN designation has no affect on your ability to retire under the MRA+10 provision.

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