Ask The Experts: Retirement

By Reg Jones

Frozen service

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Q. I started in February 1980 as a term employee with the federal government. In April 1985, with no break in service, I became career conditional and have worked continuously since. I have not paid back any of my time, and I understand that my annuity will be reduced because of an unpaid CSRS deposit. Recently I heard the term “frozen service.” What does it mean?

A. Frozen service means the total years and months of civilian and military service that is creditable in a CSRS component of a FERS employee or, in the case of a CSRS Offset employee, the service that would be included in the CSRS component if he was ever covered by FERS.

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