By Reg Jones
Q: I plan to retire this year. I am under CSRS. I understand the WEP for me but have some doubts about the Social Security benefits of my wife. She has been paying Social Security all her life and never worked for a government with another type of pension. Is her Social Security retirement affected because of me? If I choose a survivor benefit, how is that going to affect her Social Security?
A: The fact that you will receive a benefit from a retirement system where you didn’t pay Social Security taxes will have no affect on her own earned Social Security benefit or on the survivor benefit you elect for her.
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