Ask The Experts: Retirement

By Reg Jones

Fed health plan is secondary; should premium drop?

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Q. I am covered under my wife’s Blue Cross/Blue Shield federal plan, even though we both retired from the Postal Service. I am now on Medicare, and Medicare is my primary health coverage (I have plans A and B), with BCBS being secondary. My wife is 62. My question is: Should my wife’s (our) BCBS coverage premium be reduced since BCBS is now secondary and not covering me like it did before I went on Medicare?

A. No. There isn’t any provision in law that would permit that.

Comments

  1. larry Says:
    February 7th, 2012 at 10:31 am

    Since BCBS hasn’t ‘reduced’ their premiums upon becoming seconday to medicare, it appears that BCBS has some well placed lobbiest within the beltway in that NO provisions are incluced within the laws that govern such events….. I too have been trying to clear this little matter up but can’t seem to find anyone who knows anything about such matters. thanks