Ask The Experts: Retirement

By Reg Jones

Medicare eligibility

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Q. I am 64 and don’t have enough credits to get Social Security. I will turn 65 in October. Will I be eligible for Medicare? If not, do I still sign up for it? My husband retired from Ford Motor Company and is 61. He will turn 62 in April. He plans on getting on Social Security at that time. Will I then be able to get Medicare?

A. The answer to both questions is no.

Comments

  1. Neil Says:
    January 16th, 2012 at 10:35 pm

    I don’t think eligibility for social security is the critical factor in determining eligibility for medicare. The ability to obtain medicare coverage is based on the payment of the 1.45% medicare tax, not social security quarters of coverage.