Ask The Experts: Retirement

By Reg Jones

Disability retirement and nonfederal re-employment

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Q: I receive federal disability retirement from the U.S. Postal Service after 27 1/2 years of service. My disability was approved for anxiety and severe depression. During my postal career, I was a city letter carrier. I have an opportunity to take a job as a medical courier. Do you think this job will jeopardize my continuing to receive disability? The two jobs are a bit similar in nature, however the stress level of the new job would be far less. I do not want to jeopardize my disability in any way. There is no way I could ever return to the stress of the Postal Service with my mental conditions.

A: If you are under age 60 and accept a nonfederal position, your disability annuity would only be discontinued if your income from wages or self-employment was 80 percent or more of the current rate of base pay for the position you held when you went on disability retirement. If you accept a federal job, your salary will be reduced by by the amount of your disability annuity and will also be subject to the 80 percent limitation.

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Comments

  1. jane Says:
    February 10th, 2013 at 12:56 pm

    I have been told something different by OPM. I am on disability retirement with USPS, was a clerk, and had 25 yrs. of service at age 44. OPM has told me, that I can work, as long I I earn less than 85% of what my last job position currently pays…and that I CAN’T do any type of work that I did in my last job position.