Ask The Experts: Money Matters

By Mike Miles

Which L Fund?

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Q. Since I won’t be forced to take the required minimum distribution until six years from now, I’m going to take your advice and transfer my money from the G Fund to one of the L funds. I can’t put money into the Thrift Savings Plan anymore, since I’m retired. How do I determine which L Fund to put my money in?

A. If I were you, I’d put my money into the L Fund that most closely corresponds to my life expectancy.

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