Ask The Experts: Money Matters

By Mike Miles

Roth TSP withdrawal

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Q. Will you be allowed to withdraw the principal (not the interest earned) from your Roth TSP account after the five-year seasoning period and without any retirement age restrictions? Do the Internal Revenue Service’s rules on Roth 401(k) or a Roth IRA apply to Roth TSP?

A. The early withdrawal penalty covers Roth distributions prior to age 59½.

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